post https://api.sb.spidrsrv.com/v1/user/create
Use the /user/create endpoint to create a new user. This is the first step in establishing a customer relationship with your program.
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A user record is required before you can create an account. The user should bypass all onboarding checks enforced by your program before creating an account. See here for more info on users vs. accounts.
Things to Note:
- The 'user' is the foundation of all records within Spidr. A user record must exist before an account can be created.
- A user can be associated with one or more accounts (see here for example hierarchy). Users may also lack an account based on their onboarding status (e.g., in progress or declined).
- Creating a user first helps you maintain a record of all onboarding attempts and is essential for storing information for fraud prevention and "Know Your Customer" (KYC) processes.
- Personally Identifiable Information (PII) is stored at the user level.