Create User

Use the /user/create endpoint to create a new user. This is the first step in establishing a customer relationship with your program.


📘 Note: A user record is required before you can create an account. The user should bypass all onboarding checks enforced by your program before creating an account.


Things to Note:

  • The 'user' is the foundation of all records within Spidr. A user record must exist before an account can be created (the only exception being anonymous accounts).
  • A user can be associated with one or more accounts (see here for example hierarchy). Users may also lack an account based on their onboarding status.
  • Creating a user first helps you maintain a record of all onboarding attempts and is essential for storing information for fraud prevention and "Know Your Customer" (KYC) processes.
  • Personally Identifiable Information (PII) is stored at the user level.
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