Use the linked-institution/list endpoint to fetch all linked institutions and their associated accounts for a specific user. By providing the userId, you can retrieve a comprehensive list of linked institutions that the user has connected through various providers.

This endpoint returns stored data only. It never calls the provider and it is not billable. An account that has been scored carries the identityMatch object from the last match run, with a matchedAt timestamp so you can judge how old the scores are. An account that has never been matched omits the field. Use Match Linked Institution Account Identity to score an account or to refresh its scores.